Discipline: Crisis Management
R & D: Standards and methods for determining the creditworthiness of the company
Chapter 1. Theoretical basis of determining the creditworthiness of COMPANIES
1.1 The essence of credit and the criteria for its evaluation
1.2 Purpose, Objectives and tapas assess the creditworthiness of the company
1.3 The methods and methods for assessing the creditworthiness of the company
Chapter 2. Analysis of the creditworthiness by the example of "***"
2.1 Brief description of the company
2.2 Credit rating based on the analysis of financial condition
2.3 Credit rating according to the method of the Savings Bank
2.4 Assessment of the probability of bankruptcy for the purposes of determining credit
2.5 Ways to improve the creditworthiness of the company
Economic agents often use the services of commercial banks, to cover their additional cash requirements.
Credit transaction involves the relationship between two equal partners: the creditor (the bank) and the borrower (the client). The creditor (lender) transfers to the borrower subject of the transaction - lent cost (credit) on the terms of payment, repayment, urgency and security, but remains the owner of the object of the transaction.
Each credit transaction for the lender is an element of risk - the value of the borrower defaults lent, non-payment of interest on the loan, violation of its term, and others.
The presence of such risks and its dependence on various factors (objective and subjective) make it necessary bank selection criteria indicators by which we can estimate the probability of satisfying the customer conditions of the loan agreement.
Analysis of the risk of default of debt on selected criteria indicators are credit analysis company.
Volume: 47 p.